ielts essay 4 6.5 agree

(These days, many people believe that saving money is crucial)

These days, many people believe that saving money is crucial

(for people of all ages to secure their future.)

for people of all ages to secure their future.

(I agree with this view because savings can help prepare for unexpected events)

I agree with this view because savings can help prepare for unexpected events

(and maintain better mental health.)

and maintain better mental health.

(Life is unpredictable, and sudden changes such as accidents, pandemics,)

Life is unpredictable, and sudden changes such as accidents, pandemics,

(or economic recessions can occur without warning.)

or economic recessions can occur without warning.

(In such situations, having savings can provide financial support.)

In such situations, having savings can provide financial support.

(For instance, during the COVID-19 pandemic, global economies were severely impacted by lockdowns,)

For instance, during the COVID-19 pandemic, global economies were severely impacted by lockdowns,

(leading to significant drops in income or even complete loss of jobs for many people.)

leading to significant drops in income or even complete loss of jobs for many people.

(Those who had savings were better able to survive and manage their expenses)

Those who had savings were better able to survive and manage their expenses

(than those who did not.)

than those who did not.

(Having money set aside for emergencies is far better than)

Having money set aside for emergencies is far better than

(facing these challenges without any financial backup.)

facing these challenges without any financial backup.

(Another reason why saving money is important is its impact on mental health.)

Another reason why saving money is important is its impact on mental health.

(In today's society, the cost of living is high,)

In today's society, the cost of living is high,

(and people need substantial funds to meet their daily needs.)

and people need substantial funds to meet their daily needs.

(When individuals have sufficient savings,)

When individuals have sufficient savings,

(they can enjoy life without constant stress over finances.)

they can enjoy life without constant stress over finances.

(On the other hand, those who lack savings and are constantly worrying)

On the other hand, those who lack savings and are constantly worrying

(about paying bills may experience increased stress,)

about paying bills may experience increased stress,